The US healthcare sector is facing a series of daunting challenges. Intelligent Insurer discussed with Kieran Dempsey, chief executive of healthcare underwriter Sapphire Blue, how insurers can help mitigate those challenges.
Healthcare providers in the US face ever greater pressure to provide increasingly complex care to a growing and aging population. This means facilities have to expand beyond skilled nursing to address increasing consumer demand for memory care, home health and adult daycare.
Long-term care facilities are struggling with reductions in government reimbursements and trying to provide high quality care at reduced cost, according to Kieran Dempsey, chief executive of healthcare underwriter Sapphire Blue, a managing general underwriter that provides general and professional liability solutions for long-term care facilities.
These pressures are being compounded by major reforms in the overall system, one of which is a far greater demand for accurate data from auditors. Consequently, there is an ever-increasing dependence on data in healthcare institutions, the use of which brings with it its own risks, according to Dempsey.
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US healthcare, Sapphire Blue, Kieran Dempsey, Insurance