It is a constant challenge for global insurers to ensure their risk profile both fits with their business strategy and adapts to changing regulatory demands. John Langione, chief risk officer for QBE North America, explains how he meets these demands.
For any organisation, given the pace of change in the world, risk management is becoming an increasingly challenging business. For insurers, whose very business is the business of risk, it can be even more so.
For John Langione, chief risk officer for QBE North America, the challenge starts from the bottom up. The QBE group first determines its risk appetite across all dimensions of the business. The firm’s risk profile represents a further refinement of this—it is designed to ensure the business is run in a way that enables it to stay within those appetites on an aggregate basis.
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John Langione, QBE, QBE North America, Risk Management