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Surplus to requirements


A mixture of economic incentives and new regulation has brought change to the US excess and surplus lines market. We ask which companies won and lost in 2010, and who will gain in 2011.

If there’s one thing that constantly changes the parameters and pricing of the excess and surplus lines market, it is the risk appetite of standard lines US insurers.

At the end of 2010, US standard lines insurers have become more engaged in business that previously went straight to the excess and surplus lines (E&S) market, particularly non-admitted specialist companies.

“Standard lines companies are showing that excess and surplus lines are not the sole preserve of non-admitted insurers,” explains Steve Dresner, senior vice president of casualty treaty & programs at Endurance Reinsurance Corporation of America.

excess and surplus lines market, incentives, insurance, E&S

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