USA Risk Group

USA Risk Group

We are the world's largest independent captive manager and have the flexibility to expertly place your captive. The captive management team at USA Risk Group is uniquely qualified to help you form and utilize a captive or RRG. We offer both setup (formation/licensing) and ongoing services.

USA Risk Group
2386 Airport Road
VT 05641
+1 800 872 7475


USA Risk Group is America's largest and most experienced independent manager of alternative risk mechanisms. Member companies include USA Risk Group of Vermont, Inc.; USA Risk Group of New York, Inc.; USA Risk Group (West), Inc.; Cedar Management Limited; USA Risk Group (BVI), Inc.; USA Risk Group (South), Inc; USA Risk Group (Barbados), Ltd.; USA Risk Group (Cayman), Ltd.; USA Risk Group (Malta) Limited; USA Risk Intermediaries, LLC; USA Risk Brokers, Ltd.; USA Risk Group Managers, Inc. and Cedar Consulting, LLC.

Through this integrated network of companies, we are able to provide one of the most comprehensive service delivery systems in the alternative insurance market. From USA Risk Group's various divisions, departments and affiliated offices, we provide an expert team, united in our commitment to generate responsiveness to the needs of our clients.

USA Risk Group has been known as an innovator since it was founded in 1981 as Vermont Insurance Management. During the industry’s early years, company founder H. Lincoln Miller, Jr. helped enact legislation that enabled Vermont to become the pre-eminent captive domicile within the United States. In subsequent years, USA Risk Group established member companies in additional, strategically located captive domiciles such as Bermuda, British Virgin Islands, Arizona, Barbados, Cayman and South Carolina. USA Risk Group has experienced additional growth by diversifying its service offerings through an international network of member companies.

We are an independent manager providing:

  • Captive Structure and Formation
  • Fronting, Reinsurance, Excess Placements
  • Program Management
  • Captive Management in Major Domiciles
  • Financial and Statutory Accounting
  • Regulatory Compliance

As the nation's leading independent alternative market service provider, USA Risk Group demonstrates its strength through the formation and successful management of captives, risk retention groups, sponsored programs, self insured groups and other alternative market insurance facilities. With impartial analysis, in-depth market knowledge, and technical and regulatory expertise, we have the right combination of specialized resources and expertise to design and implement a facility that will be most effective for your company or organization.

Key Service Areas:

  • Captive management
  • Captive consulting
  • Captive structure and formation
  • Reinsurance intermediary
  • Fronting, reinsurance and excess placements

Countries of Operation:

  • USA
  • Bermuda
  • Barbados
  • Cayman Islands
  • Malta
  • US & British Virgin Islands

Gary Osborne
Tel +1 802 371 2208
Gary Osborne is President of USA Risk Group, operating from our Greenville, South Carolina office.  In this role he is responsible for developing innovative alternative and traditional risk strategies and programs for clients and prospects of USA Risk Group (USARG).  Gary is also responsible for oversight of the captive and alternative market divisions of USA Risk Group.

Andrew Sargeant
Chief Operating Officer       
Tel:  +1 802 371 2202  
Andrew Sargeant joined USA Risk Group of Vermont in October, 1995 after working with Sedgwick Management Services in Burlington, Vermont from September 1992 to October 1995. In October 1996, Andy was promoted to President and also serves as President of all of the domestic captive offices. He also serves as Chief Operating Officer of USA Risk Group.In this position, Andy has responsibility for all domestic captive operations, as well as oversight of the operations of the company as a whole.

Jeffrey Kenneson
Senior Vice President Business Development
Tel +1 802 371 2220
Jeff Kenneson is Senior Vice President of Business Development for USA Risk Group and is an integral member of our marketing and conference committees. In this position, his primary role is to develop new business opportunities for the group’s captive operations located in numerous states. Jeff is also responsible for heading up the Burlington, Vermont office location.

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