S&P Global Ratings

US P&C premium growth slams on the brakes in 2025
22 August 2025   This year’s CoR will slump to a 5-year low with more pain to come.

Latest Features

Insurance
The Latin American economic picture may stagnate overall in 2024, leading to a cautious outlook for insurers seeking growth. But there are also some good reasons for optimism, S&P Global Ratings reveals in a new report.
Insurance
From algorithmic underwriting to regulator interest in Europe’s big protection gap, and the potential for a fundamental market rethink, an Intelligent Insurer panel discussed the trends in what could be yet another unprecedented year.
Insurance
A ‘chaotic’ 1/1 and ongoing uncertainty suggest 2023 will bring quite a few twists and turns to the market. Industry experts share their trend predictions.
Insurance
Sanctions, heightened cyber threats and ratings downgrades are just the beginning of the fallout for insurers as Russia’s invasion of Ukraine continues.
Insurance
As the cyber insurance market matures, it will need both standardisation and innovation to sustain its growth. But even those things won’t necessarily protect the market from some difficult times as the market develops.
Insurance
As the world marches towards an increasingly interconnected future, cyber will become one of the biggest risks that companies will need to manage—and insurers will need to qualify, price and underwrite. This will mean a fundamental shifting of the portfolio mix for most insurers.
Insurance
The COVID-19 pandemic has triggered an explosion in cyber crime, so why is the market growing so slowly and what does the future hold for the cyber insurance market?
Insurance
Climate change has created challenges that the industry has never had to deal with before. But the mounting threats may be accompanied by opportunities, according to a panel of industry experts.
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12 March 2025   Claims in 2024 proved ‘almost in line with heavy years of 2020 and 2021’.
5 March 2025   Australia’s P&C insurers well placed to manage claims, says S&P Global.
10 January 2025   Ratings agency downplays any effect of departure of Lloyd’s CEO.
29 November 2024   North America dominates cyber premiums but faces a shrinking share as LatAm and APAC rise.
8 November 2024   A state-owned insurance agency will cover most of $3.8bn in losses.
5 November 2024   The rating agency told SIRC Today that the market looks good – with caveats.
10 October 2024   Post-disaster issues like supply chain disruption will ‘undoubtedly’ hinder business recovery.
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