California FAIR Plan adds exposure Q4; now up 37% YoY

California’s troubled wildfire insurer of last resort, the California FAIR Plan, added 22,622 policies to its rolls in the fourth quarter of 2025, a 3.5% gain, enough to increase its total exposure by $28 billion or 4% during the quarter, updated data from the carrier indicated.

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California FAIR Plan adds exposure Q4; now up 37% YoY

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