French life Insurers under pressure to cut bonus rates as low interest rates bite


Low interest rates and flattening yield curves are putting pressure on French life insurers’ traditional operating models, with the consequent solvency considerations and regulatory concern prompting them to reduce bonus rates to euro-denominated contracts and diversify their revenue streams in favour of capital-light products.

AM Best, Life insurance, Reinsurance, Insurance, Ghislain Le Cam, Pierre Tournier, France

Intelligent Insurer